{"id":16553,"date":"2025-05-19T11:50:42","date_gmt":"2025-05-19T08:50:42","guid":{"rendered":"https:\/\/erdelyihang.ro\/?p=16553"},"modified":"2025-05-19T11:50:42","modified_gmt":"2025-05-19T08:50:42","slug":"evi-726-szazalekra-csokkent-hetfon-a-harom-honapos-bankkozi-hitelkamatlab","status":"publish","type":"post","link":"https:\/\/erdelyihang.ro\/evi-726-szazalekra-csokkent-hetfon-a-harom-honapos-bankkozi-hitelkamatlab\/","title":{"rendered":"\u00c9vi 7,26 sz\u00e1zal\u00e9kra cs\u00f6kkent h\u00e9tf\u0151n a h\u00e1rom h\u00f3napos bankk\u00f6zi hitelkamatl\u00e1b"},"content":{"rendered":"\n<p>A p\u00e9nteken jegyzett \u00e9vi 7,39 sz\u00e1zal\u00e9kr\u00f3l 7,26 sz\u00e1zal\u00e9kra cs\u00f6kkent h\u00e9tf\u0151n a lej alap\u00fa hitelek t\u00f6rleszt\u0151r\u00e9szlet\u00e9t befoly\u00e1sol\u00f3 h\u00e1rom h\u00f3napos bankk\u00f6zi hitelkamatl\u00e1b (ROBOR) &#8211; k\u00f6z\u00f6lte a Rom\u00e1n Nemzeti Bank (BNR).<\/p>\n\n\n\n<!--more-->\n\n\n\n<p>A ROBOR \u00e9rt\u00e9ke az \u00e9v elej\u00e9n 5,92 sz\u00e1zal\u00e9k volt, az eln\u00f6kv\u00e1laszt\u00e1s els\u0151 fordul\u00f3ja ut\u00e1n k\u00e9t nappal, m\u00e1jus 6-\u00e1n azonban 6,08 sz\u00e1zal\u00e9kra n\u0151tt, majd tov\u00e1bb emelkedett.<\/p>\n\n\n\n<p>A jelz\u00e1loghitelesek eset\u00e9ben alkalmazott hat h\u00f3napos bankk\u00f6zi hitelkamatl\u00e1b 7,48 sz\u00e1zal\u00e9kr\u00f3l 7,37 sz\u00e1zal\u00e9kra, a 12 h\u00f3napos ROBOR 7,53 sz\u00e1zal\u00e9kr\u00f3l 7,44 sz\u00e1zal\u00e9kra cs\u00f6kkent.<\/p>\n\n\n\n<p>A fogyaszt\u00f3i hitelek ir\u00e1nyad\u00f3 mutat\u00f3ja (IRCC) jelenleg \u00e9vi 5,55 sz\u00e1zal\u00e9k. A negyed\u00e9vente k\u00f6z\u00f6lt referenciamutat\u00f3 a bankk\u00f6zi tranzakci\u00f3k napi kamat\u00e1nak sz\u00e1mtani k\u00f6z\u00e9par\u00e1nyosa. 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